RS Clark & Associates

Equifax Settlement Payouts Range from $125 to $20K. Here's How to Find Out if You're Eligible in...

If you spent time or money as a result of the Equifax breach, even if you only signed up for free credit monitoring, you can quickly check to see if you're eligible for part of the settlement.

How to Pay Off a Collection Account

Are you being hounded by a debt collector to pay off a collection account you owe? Read on to find out what you need to know when dealing with collections, and the steps you'll want to take, before you agree to pay off a collection account.

10 Things That Debt Collectors Do That Are Illegal

The Federal Fair Debt Collection Practices Act explains just how debt collectors should act when they are attempting to collect a debt from consumers. These are just some important things a debt collector should not do.<br>The debt collector should not ask you to pay more than you owe.

Sticker shock: Secrets of hospital billing revealed

Hospital charges are closely guarded secrets, but not anymore. KRQE News 13 has compiled a first-ever comparison of actual patient charges from all 44 New Mexico hospitals. And what it shows is a b…

New Rules Would Require Debt Collectors Have Proof You Actually Owe Money

One of the most common complaints about debt collectors is that they harass people over debts that are either no longer owed, or weren’t owed in the first place. Federal regulators are now pr…

New rules to know about debt collection via social media

The federal government recently enacted new rules that give wide reach to debt collectors, including contacting you through social media. But you still have rights.

Store Credit Card: When to Open a Store Credit Card

Resist the temptation to open a store credit card during the holidays. We asked credit experts to explain when you to say "no"—and when you can say "yes."

Store Credit Cards: Are the Perks Worth It?

Store Credit Cards: Are the Perks Worth It?: You get asked to open a credit card everywhere ...

Are Store Credit Cards a Good Idea?

The rewards and incentives offered by store credit cards can be tempting, but are they worth the risk of high interest credit card debt? Gary Herman weighs in.

Explaining the Benefits of Data from the Three Credit Bureaus

Pre-screened data, also known as credit driven data, is considered the gold standard data list in mortgage direct mail. Using this data for your campaign has innumerable benefits. This data is sourced from the leading three credit bureaus, which ensures its accuracy and superior quality. You won’t have to worry about having outdated or incorrect …

Which Small Business Lenders Report to the Business Credit Bureaus?

Business credit reports are available to anyone—so make sure you're in control of yours. Choosing a lender who reports to a major credit bureau can help.

What is a credit bureau?

There are three main credit bureaus: Experian, Equifax and TransUnion. CNBC Select reviews common questions about them so you can better understand how they work.

Is a department store credit card worth it?

We’ve all been there: you’re at a department store standing in line to make a purchase and the cashier offers you a chance to save a few extra dollars by opening a store credit card. While saving m…

Are store credit cards worth it?

You may be able to get a discount when opening a store credit card, but the cons could outweigh the pros.

4 Signs You Should Dump That Store Credit Card

Store credit cards can be a good thing, but if you are using them for the rewards, you may find you can do as well — or better — elsewhere.

4 Steps to a Better In-Store Credit Application Process

Retail Furniture News: 4 Steps to a Better In-Store Credit Application Process, Smart store owners understand and provide a consumer-friendly, in-store finance application process rather than risk losing potential buyers.

Pros and Cons of Getting a Department Store Credit Card

Should you open a department store credit card? Our blog explains some of the downsides.

When is Applying for a Store Credit Card a Good Idea?

According to new research from CompareCards.com, nearly one in three people polled said they’re likely to apply for a store credit card during the holidays.

If the CFPB Is Weakened, Won’t the Credit Bureaus Run Amok (Again?)

The CFPB is doing incredible work defending consumers. You may not know how much of that work involves cleaning up the sloppy credit bureaus. Congressional and special interest attacks on the CFPB will slow all or stop all CFPB work. It will let the bureaus run amok, again, placing your credit score and financial opportunity and job prospects at risk.

The Three Credit Bureaus: Everything You Need To Know